Underinsured & Uninsured Motorists

One of the least understood areas of law in Albuquerque New Mexico is uninsured/underinsured motorist coverage. The reason is many people believe that if they get into an accident and the adverse party has no insurance, that they will collect nothing for their injuries. The fact is, you may have recourse through underinsured/uninsured motorist (UM/UIM) coverage in your own policy.

Accidents can happen in the blink of an eye, and you never know what the other driver may have in the way of insurance, if any. They may contend at the scene that they have none, only to have further investigation reveal otherwise. Or, they may state that they carry the bare minimum required by law. It is also possible that they will flee the scene, leaving an innocent and injured person in their wake, with the likelihood of no adverse insurance source to pursue for recovery of damages.

Many people at this point may assume there is simply nothing that can be done to deal with the avalanche of bills, pain, suffering and inconvenience. This may not be the case. An experienced personal injury attorney should be consulted to ascertain what options you may have for recovery, including an investigation of whether a claim may be made under available UM/UIM coverage.

If you find yourself in either of the above mentioned scenarios, don’t wait to consult with a seasoned attorney to find out what your rights really are when it comes to settling up with an insurance company after an accident involving an uninsured/underinsured motorist. You will be pleasantly surprised at what is possible.

Whatever the reasons were for your accident, the injuries you sustained may change your life. You may have a right to sue to recover damages for pain and suffering, medical bills and even punitive damages. In order for an attorney to assess your case, you need to provide all the information you can, including medical records, photos of the scene of the accident, insurance information etc.

You also need to speak to an attorney immediately and not wait or valuable evidence may wind up being lost, which may affect your ability to file suit. The Atkinson Law Firm knows that time is of the essence in matters such as this, and handles each case expeditiously and aggressively. They know that each case they agree to litigate is important to the person who has brought it to them and personally deal with each client. When the law matters, The Atkinson Law Firm is there to make it work for you.